“Credit Karma is ultimately still useful for getting in‑depth credit score information, but our Editors’ Choice winners for the category—Quicken Simplifi and YNAB—provide much more comprehensive budgeting and planning tools for a still reasonable cost.”
Critical Assessment
What Critics Praise
- Free credit score information and daily updates
- Optional checking and savings accounts
- Targeted financial product recommendations based on your profile
- Comprehensive site and app
- Useful advice sections
- Handy one‑stop overview
Points of Contention
- Minimal transaction details; no budgeting tools or bill tracking
- Website not as robust as the mobile apps
- Not as good as Intuit’s old Mint app
Professional Reviews
2 reviews from 2 critics70
Kathy Yakal
PCMag
60
Rob Clymo
TechRadar
“CreditKarma makes a lot of sense for anyone who wants to better manage their personal finances, without committing too much time in order to do it.”
